Maria Rickard & Associates





Bankruptcy & Consumer Proposal Specialists

The Trustee and staff of Maria Rickard & Associates bring over 60 years of combined experience to our clients. We have kept our company small, so that we can focus on providing the personal attention every client is entitled to. We have two locations: our head office is located in Toronto, and our northern office is located in Sault Ste. Marie.

We believe every client is unique, with his or her own problems and circumstances, and devote whatever time is necessary to determining the best solution for the individual.

We believe there is a solution for every client’s problem, whether that solution is the filing of a bankruptcy, or a consumer proposal, which provides for debt settlement arrangements with creditors.

We believe in an educated client, and all consultations are provided free of charge.

We believe that every person has a right to be treated with respect, and in a caring, compassionate manner, when dealing with the punishing stress caused by their financial problems.

We believe that everyone is entitled to restart their financial life, free from the burden and suffering caused by excessive and unmanageable debt.

Call for your free consultation today, and let us guide you to your new beginning!


Creditor Proposals, Avoid Bankruptcy, Consumer Proposals, Bankruptcy Counselling, Financial Counselling, Credit Counselling Service, Debt Management

Hours of Operation
Monday 9:00 AM - 5:00 PM
Tuesday 9:00 AM - 5:00 PM
Wednesday 9:00 AM - 5:00 PM
Thursday 9:00 AM - 5:00 PM
Friday 9:00 AM - 5:00 PM
Saturday Closed
Sunday Closed

Languages Spoken
English, Portuguese, Italian